- ERC - Employee Retention Credit
- ERC is a generous stimulus program designed to bolster those businesses that were able to retain their employees during this challenging time. Due to the extremely complex tax code and qualifications, it is severely underutilized.
- Executive Bonus Plans
- Executive Bonus Plans—also referred to as Section 162 Plans—are non-qualified vehicles used by employers to provide special compensation to key executives and company managers.
- LLH Small Group
- Beyond improving health benefits to employees, supplemental preventative health management plans provide employers with key tax incentives. Healthier, happier, more productive employees are also a benefit to employers.
- Key Person Insurance
- This insurance acts as a financial cushion if the sudden loss of a key individual would profoundly affect the company's operations. It can buy the company time to find a replacement or to save (or shut down) the business.
- Voluntary Benefits
- Employees capture group rates for benefits that include life, disability, critical illness, and accident insurance—as well as pet coverage, identity theft protection, legal services, and financial counseling—offered through the employer but paid for partially or solely by workers through payroll deferral.
- Premium Finance
- A proactive strategy, premium financing is designed to help you maintain your lifestyle in retirement by protecting your future income without draining current funds. A fusion of financing and life insurance, it offers more protection and retirement income potential than you could obtain without leverage.
- Retirement Plans—401(k), SEP, IRA, Simple IRA
- Retirement can be pivotal in helping companies retain and recruit employees. These plans include employer-sponsored plans, individual retirement accounts, and plans for self-employed individuals and small business owners.
- Estate Planning
- Only you should decide how your affairs are managed—not the courts. Estate planning for you and your employees equals company-wide peace of mind that children, assets, pets, medical wishes, and legacies will be decided upon by them.
- Employee Debt Solutions
- Debt prevents millions from the opportunities and freedoms that wealth provides. A number of effective, innovative services can help employees reduce and eliminate debt, so they can pursue new possibilities and a brighter future.
- Financial Literacy Workshops
- Many of your employees were not taught how money works at home or in school. Our on-site and remote courses, lead by financial educators, help employees enjoy greater financial wellness and chart a plan for the future.